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Bipolar Disorder Disability Insurance Benefit Claim

Although bipolar disorder can cause serious issues in the workplace, many disability insurance companies still look for reasons to delay or deny legitimate disability claims. Having proper documentation of bipolar disorder as well as appropriate care and treatment can help make sure that your disability benefits are approved in a quick and timely manner.

bipolar-disorderBipolar disorder, also known as manic-depressive disorder is a long-term mental disorder. The most commonly known symptoms of  bipolar disorder are the mood swings that are caused by the condition. These moods range from depression to mania and can extremely negatively affect your life. The frequency of these mood swings varies depending on the patient and can happen numerous times a day or only a few times a year. In some rare cases of  bipolar disorder, a patient can experience the lows of depression and the highs of mania at the same time, making for a potentially dangerous combination. The cause of bipolar disorder is not known, but there are certain factors that play into a patient demonstrating the symptoms of the condition, including:

  • Physical changes in the brain
  • An imbalance of hormones in the body
  • Genetic history seems to play a role in the development of bipolar disorder as those with relatives who have the condition are more likely to develop it as well
  • Environment also plays a role in the expression of bipolar disorder, including stressful and abusive situations

Being diagnosed with bipolar disorder can be a complicated process filled with tests and exams. Basically, there are three main types of bipolar disorder:

  • Bipolar I Disorder: this type of bipolar disorder describes patients who have had at least one manic episode, but not necessarily a depressive episode
  • Bipolar II Disorder: this type of bipolar disorder describes patients who have had at least one depressive episode, but not necessarily a manic episode
  • Cyclothymic Disorder: this type of bipolar disorder describes patients who have never truly had a manic or depressive episode, but rather more mild periods of mania and/or depression

Bipolar disorder is not a condition that can be dealt with once and then forgotten about. Instead, it is a disorder that must be constantly monitored and taken care of. Bipolar disorder frequently requires medication, and in some cases even requires for the patient to be hospitalized. Each case is different and no two patients with bipolar disorder need the same treatment.

If you have bipolar disorder and you are considering filing a claim for disability benefits, or have already been denied disability benefits by your insurance company, our firm can help. Sign up below for a free consultation or call our offices toll-free at 1-855-828-4100.

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